Archive for May, 2009
Posted by admin
This piece was produced in conjunction with the Huffington Post.
Arthur Delaney, Huffington Post:
Congressman Eric Massa (D-N.Y.) led a protest Monday outside the Ritz-Carlton hotel in Washington, site of the 2009 national conference of America’s Health Insurance Plans (AHIP), a trade group for the health insurance industry.
“We are not radicals! We are not a fringe element!” shouted Massa, who opted not to use the bullhorn provided by protest organizers. “We are the 48 million Americans who cannot access health care today!”
To read the full article: http://www.huffingtonpost.com/2009/03/10/eric-massa-protests-outsi_n_173520.html
Duration : 0:2:32
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Technorati Tags: AHIP, Donald Danner, Eric Massa, Health Care, INSURANCE, Karen Ignani, Larry Bryant, NFIB, Protest, Ritz Carlton, Washington
Posted by admin
ISBN-10: 0010647376 ISBN-13: 9780010647372. Edition: .
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Posted by admin
Who are the top 6 health insurance plans in Indiana in terms of number of patients covered? I believe Anthem is number one?
I am an RN in southern IN…The biggest group I see is medicaid and medicare…LOL…But I would say Hummana is a big one and then Blue cross blue shield
Posted by admin
Tom Megalis, a live on the edge freelance performer/animator guy, just purchased new health insurance after a four month lapse in coverage.
Duration : 0:6:6
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Technorati Tags: coverage, doctor, exam, funny, HEALTH, hellsangels, INSURANCE, irwin, megalis, nationwide, physical, prostrate, urinetest
Posted by admin
health insurance (Paperback)” />
Books
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Posted by admin
My mom doesn't have health insurance and my job doesn't give insurance to family members.
I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.
Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?
We live in northern california.
Well, if she's 40 and perfectly healthy, it's going to cost her about $500 a month to have a low/no deductible plan that covers checkups.
You BUY it on a month to month basis. If you want low monthly payments, you have to cut the coverage - like take a $10,000 deductible. Or higher. That would cut payments down to maybe $200 a month or less.
The older she is, the less healthy she is, the more it costs.
Your best bet, is to find a local, independent agent, who can help you balance cost with coverage.
Posted by admin
Be My Friend - http://www.myspace.com/psychtruth
Unaffordable Insurance! Wake Up America # 7
Why Insurance Health Care Cost Are So High.
Related Videos
Wake Up America # 1, Food Supply and Health Care Conspiracy
http://www.youtube.com/watch?v=at7RZMo9IP0
Wake Up America #2, Science of Profit, Corporate Takeover of Science
http://www.youtube.com/watch?v=-OWNdHgDmAY
Wake Up America # 3, GMO Foods, Genetically Modified Organisms,
http://www.youtube.com/watch?v=N9JHHGTvO2Y
Wake Up America #4, What Doctors Don’t Know
http://www.youtube.com/watch?v=1EClPlGwty0
Wake Up America #5, No More Health Care Choice
http://www.youtube.com/watch?v=oagETKvySyU
Wake Up America #6, Making Nutrition Illegal!
http://www.youtube.com/watch?v=a0lH23RFFpE
Visit Radhia’s Website at
http://www.advancedhealthinstitute.com/
http://www.aimmd.com/
Visit Peter McCarthy’s website
http://www.lifeenergyholisticcenter.com/
Visit Texas Health Freedom Coalition
http://www.texashealthfreedom.com/
Peter McCarthy is the Chief Executive Officer and Wellness Director of Life Energy Holistic Partners, Inc. and holds the degree of Doctor of Naturopathy from Trinity College of Natural Health.
Radhia Gleis is certified in Clinical Nutrition, C.C.N. She is also a Certified BioNutritional Analyst.
Music by John Richter
http://www.injoysolutions.com
This video was produced by Psychetruth
http://www.myspace.com/psychtruth
http://www.youtube.com/psychetruth
http://psychetruth.blogspot.com/
Psychetruth is empowered by TubeMogul
http://www.tubemogul.com
© Copyright 2008 AHI Productions. All Rights Reserved. Distributed by Tubemogul.
Duration : 0:14:47
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Technorati Tags: alternative, america, care, cost, freedom, HEALTH, insurence, medicine, much, psychetruth, radhia, so, texas, up, wake, wellness
Posted by admin
health insurance” />
Individual Health Insurance
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Posted by admin
Hey. Please somebody help me. I am employed but don't get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?
health insurance can be very tricky. Since I live in Utah I'm not sure about Florida laws and regulations, so I suggest you contact a nearby insurance agent. http://www.goodinternetdeals.com/Health-Insurance.html They will be able to assist you.
Posted by admin
I am a non-US citizen and need this information to do a case.
Specifically:
1) Is health insurance compulsory for everyone?
2) What happens if someone cannot afford it?
3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra?
4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance?
Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!
Thanks to those who have responded so far.
I would like to further ask:
Does a health insurance contract state that it will only cover the "normal" rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one?
Or is it a case in which the patient can opt for the more expensive one and "top-up" the difference?
This is a crucial question to my understanding the case. Thanks!
You've asked a very broad question. There is no simple answer.
In truth, health insurance works a little differently in each state.
To answer your specific questions:
1) No, health insurance is not compulsory for everyone. If you're lucky, you are able to join a group policy at work. (If you're really lucky, it's a good policy and the employer pays at least half of it.) Some states have recently made it compulsory, but that's such a recent change that there's no clear cut answer yet for how that's going to work.
2) What happens if someone can't afford it is… they don't get it, usually. Except if your income puts you below the "poverty level", in which case you qualify for Medicaid. (In some states there are programs that typically provide assistance with insuring children, though they are few and far between for covering adults.)
3) health insurance rarely covers all the bills when you have a procedure done. Most plans cover 50-80% after you meet your deductible. The deductible amounts vary widely (but the trend is that the deductibles are getting higher and higher to keep the premiums down.) If you're really, REALLY lucky, you don't have a deductible (which is only an option on group plans), and you may only have to pay 10% of covered charges. (These plans are few and far between. As in, you might have them if you're in Congress.)
4) Yes, the patient has some say over procedures. However, if the patient opts for an "experimental" procedure, or one that isn't deemed "medically necessary", then health insurance may refuse to cover any charges at all.
In the end, as with most things, the middle class takes the brunt of these costs. This has become such a problem that more than 50% of all bankruptcies are as a result of medical bills (and of those, more than 75% had health insurance.)
** Edited to add:
It's not ALL about the money when a procedure is involved. If it is, the state keeps track of complaints filed on behalf of consumers with "managed care" (ie. any type of network arrangement including Preferred Provider Organizations, Health Maintenance Organizations, and Point of Service organizations — also known as PPO, HMO, and POS) and may very well revoke a company's charter to do business in the state should the company be turning down too many legitimate claims.
However, insurance companies are sticklers for following the "standard" for medical care. This is what makes it difficult to answer your question. Because they should not deny anything that's considered standard for care in the given circumstances (should not and will not being two completely different things, of course.) And there may be several options that would be considered "standard." If the patient wants treatment that isn't yet considered "standard", they would balk. Period.